Steps

10 Steps to Take When You’re Facing a Forced Retirement

You spend decades of your life working toward the goal of retiring someday. There’s a ton of guesswork involved about when it will happen, how much you’ll need each year and even how long you’re expecting to live.

But when retirement happens sooner than you anticipated — due to a layoff, health issue or some other life event — your decades of retirement planning gets thrown off course.

Suddenly, your time to save is over. Now you have to make less money last even longer than you’d imagined.

10 Steps to Take When You’re Forced to Retire Early

Whether you’ve been forced to retire early due to circumstances beyond your control or you’re preparing for a worst-case scenario, know you still have options for a financially sound retirement. Follow these steps to help you adjust your plans.

1. Find Affordable Health Coverage

When you have to retire early, you’re hit

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More than half of all states, including California and Michigan, pause reopening or take steps to halt the spread of COVID-19

A week after the United States surpassed 3,000,000 coronavirus cases — around a quarter of the world’s cases and deaths — the coronavirus pandemic continues unabated. 

Governors and other leaders in states including California, Texas and Michigan continue to grapple with plans to reopen their economies – or slow them down again – amid this severe uptick in cases. Twenty-five states have taken action to cut down on skyrocketing COVID-19 cases.

Among measures on the table: shutting down high-capacity businesses such as bars and gyms, halting elective surgeries and requiring people to wear masks. 

Here is a look at which states have paused their reopening or taken other steps. This list is continually updated.

Alabama

After days of an “alarming” upward climb in coronavirus cases and hospitalizations, Alabama Gov. Kay Ivey announced she will enforce a statewide mask order starting July 16. 

Ivey had previously said she believed a statewide

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Kate Middleton Steps Out for Her First Public Appearance Since Quarantine

Kate Middleton just made her first public appearances since quarantining due to the coronavirus pandemic.

On June 18, The Duchess of Cambridge paid a visit to Fakenham Garden Center while Prince William spent time at Smiths the Bakers to discuss how local businesses are dealing with the international health crisis. Earlier this week, the Duke of Cambridge thanked essential emergency workers in person at an ambulance station at Queen Elizabeth Hospital for their efforts during the COVID-19 outbreak. 

“As non-essential shops start reopening in parts of the UK, The Duke and Duchess of Cambridge visited two independent businesses to hear how they have been impacted by coronavirus, and how they are returning to a new normal,” reps wrote on the official Kensington Royal Instagram page.

Kate Middleton reportedly wore a padded vest by Fjallraven, skinny jeans from Massimo Dutti, a linen shirt from Jaeger, and her famous Superga sneakers to

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6 Small Steps You Can Take Today to Get Organized for Good

The thought of getting (and staying) organized spurs a variety of reactions in different people. Some consider it a quick but necessary chore, while others see it as an insurmountable obstacle. However, organization isn’t just a way to get your physical belongings in order. It can also help build confidence, add fulfillment to your life, and foster a positive mindset (something many of us need these days more than ever).

When everything in your home has a place, it’s easier to solve everyday problems, even if it’s as simple as knowing where to find new batteries for the remote control. Being capable of fixing these small inconveniences also enhances your sense of control and fulfillment because you know exactly where to look. To help you achieve the mental health boost that comes with an organized home, Carrie Peeples, owner of Atlanta-based home organization company Neatsmart, shares some of her best-kept

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