facing

10 Steps to Take When You’re Facing a Forced Retirement

You spend decades of your life working toward the goal of retiring someday. There’s a ton of guesswork involved about when it will happen, how much you’ll need each year and even how long you’re expecting to live.

But when retirement happens sooner than you anticipated — due to a layoff, health issue or some other life event — your decades of retirement planning gets thrown off course.

Suddenly, your time to save is over. Now you have to make less money last even longer than you’d imagined.

10 Steps to Take When You’re Forced to Retire Early

Whether you’ve been forced to retire early due to circumstances beyond your control or you’re preparing for a worst-case scenario, know you still have options for a financially sound retirement. Follow these steps to help you adjust your plans.

1. Find Affordable Health Coverage

When you have to retire early, you’re hit

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Facing uncertain fall, schools make flexible reopening plans

MANCHESTER, Mo. (AP) — Administrators in the Parkway school district in suburban St. Louis spent the summer break crafting a flexible reopening plan, with options that include full-time classroom learning, full-time online instruction and a hybrid system.

It’s a good thing because the dangers of the coronavirus are so uncertain that district officials are reluctant to make predictions about the fall semester, which begins in only five weeks. Confirmed coronavirus infections in Missouri’s hardest-hit city waned in June, but they are now spiking, along with hospitalizations. Schools plan to resume classes Aug. 24.

“If you had asked me even two weeks ago, ‘Do you think we would be able to come back?’ I would have said, ‘Yeah,’” Assistant Superintendent Kevin Beckner said. “Today my answer is ‘I’m not sure,’ just because of how the situation has changed so quickly.”

Schools around the U.S. face the same dilemma. With the number

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LGBTQ+ Youth Are Facing A Mental Health Crisis

Suicide is the second leading cause of death among people ages 10 to 34, and those in the LGBTQ+ community are disproportionately affected. Right now, the burden being placed on the mental health of queer people is particularly high. That’s evident in the Trevor Project’s 2020 National Survey on LGBTQ Youth Mental Health, which was released today.

The survey was conducted over four months and included 40,000 respondents, ranging from age 13 to 24. It delves into the topics affecting the mental health of LGBTQ+ youth, including discrimination, housing instability, barriers to affirming health care, and prevalence of conversion therapy.

The information revealed by the survey is critical, because it reinforces the importance of having safe spaces for queer communities, especially for its younger members. Nearly half of LGBTQ+ youth who wanted psychological or emotional counseling from a mental health professional were unable to receive it in the past 12

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We’re Facing a Mental Health Crisis in Healthcare Workers, the Majority of Whom Are Women

More than 130,000 Americans have died from COVID-19, a novel strain of coronavirus, and cases continue to surge in communities across the country. But for frontline medical workers, particularly those working in emergency rooms and treating COVID-19 patients, the fight has only just begun.

While the Centers for Disease Control and Prevention (CDC) estimates that at least 515 healthcare workers have died so far after contracting COVID-19 – with 34 percent of cases still unreported – a larger, potentially even more deadly crisis is looming. For doctors, nurses, hospital cleaners, and other staff members on the front lines – nearly 80 percent of whom are women, according to the US Bureau of Labor and Statistics – it’s their mental health that has been devastated, and this country is beyond ill-equipped to help them repair it.

“Trauma does not have a timeline, so we will be seeing the ramifications from this

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